MOBILE DIGITAL CASH PAYMENT FOR MOBILE PHONE USERS

As mobile communications become increasingly sophisticated and ubiquitous, the use of portable devices aims to exploit the increasing processing power of these consumer devices. This paper proposes a new computing model that tries to provide user mobility service to all applications through a system-level solution. It present the design and implementation of a model for mobile computing called Web-based Mobile Computing (Mobile Digital Payment System). The central idea behind this model is to use web languages to describe a user? personal computing environment and extend the web browser to use this document to support user mobility. This model enables users to access user-defined computing environment from anywhere, at anytime and with any kind of Internet-connected computers. Mobile Digital Payment System is proposed to be a general solution to the current challenges in higher-layer mobile computing. In Nigeria, we presently do not have a technology in which one can make payments from one account to another within a financial institution (bank) via the mobile phone, as an important side benefit, Mobile Digital Payment System provides a generalized approach to customizable human computer interface design and generic application operating system interaction. While Mobile Digital Payment System described in this paper along with the prototype demonstrated its feasibility and usability, it is only a starting point. Future research should be carried out to make this technology commercialized to meet user? needs.